Adam 2.0

Built on the first adaptive harness for global credit

Adam executes deal work, not just answers. Built on your firm's deal experience, workflows and standards; Adam underwrites like your deal team, taking you from opportunity to IC memo 5x faster.

See how it works

Why Adam

More deals, faster capital deployment, same team.

Create a deal, and Adam is assigned to it. It reads the full data room, builds models in live Excel, writes memos and decks on your templates, and stays on the deal from first screen to IC and beyond.

  • 5x Faster
    Underwriting

    Reserve your deal team's time for work that needs judgment.

  • Auditable
    at every step

    Defend outputs with transparent modeling and past precedents.

  • Reads like
    your deal team

    Build deliverables according to your firm's standards.

  • Model
    agnostic

    Orchestrate tasks to the best model for the job.

Built to do long, complex credit work.

Adaptive Harness

Intelligent task orchestration

  • Orchestrate specialized Adams to take on complex workflows
  • Skills that adapt to changing models to ensure consistent deliverables
  • Learns from you and your deal team, with memory that doesn't fade

Project Lantern — Underwriting

Adam

Lead · splitting the deal into specialized tasks

  1. Data room Adam

    Done

    Read 142 files · 3 items flagged

  2. Comps Adam

    Done

    Pulled 9 precedent credits from your history

  3. Model Adam

    Working

    Building LBO in live Excel

  4. Memo Adam

    Queued

    Drafting IC memo on your template

Institutional Knowledge

Your firm’s experience, on every new deal

  • Leverage past IC memos, credit agreements and models as precedent on new deals
  • Benchmark new deals against how you priced and structured similar credits
  • Ask questions across your history and get answers cited back to the original memos

Lantern vs. precedent

BENCHMARK

MetricLANTERNBIRCHATLASCEDAR
PricingS+475S+450S+500S+425
Leverage4.1x4.2x3.8x4.6x
CovenantSpringingSpringingMaintenanceCov-lite
Tenor5 yr5 yr4 yr6 yr
Outcome—PerformingRepaidPerforming

Lantern prices inside your range and carries less leverage than Cedar. Structure most closely matches Birch.

IC Memo — Birch · p.14Credit Agreement — Atlas · §6.12

Deal Intelligence

End-to-end execution, from screening to IC memo

  • Orchestrate specialized Adams to take on complex workflows
  • Skills that adapt to changing models to ensure consistent deliverables
  • Audit every assumption, traced back to source documents and past precedents

Lantern deliverables

  1. SCREEN

    Screening memo

  2. DILIGENCE

    DD tracker

  3. MODEL

    Model v3

  4. IC

    IC memo

Every figure cited

Fwd: Project Lantern — CIM

DW

Dana Whitfield

to [email protected]

9:41 AM

Adam, can you screen this against our criteria? Want a read before Thursday IC.

Project_Lantern_CIM.pdffrom banker

Adam

to Dana Whitfield

9:58 AM

Screening memo attached. Two risks are worth raising on the management call.

  • Screened against your 6 criteria
  • 2 risks flagged for the management call
  • Memo formatted to your IC template
Lantern_Screening_Memo.docx

Adam, the Top Bucket Deal Team Agent

Work however you want with Adam

No new tool to learn. Forward a CIM, attach a data room file or send a quick request, and Adam replies with the work done, in your firm's format.

Time-to-value

From zero to senior operator in 48 hours.

Adam learns your workflows, formatting and deal history in days, not months. And it gets sharper with every deal.

  • Fast
    Onboarding

    Up and running in 48 hours.

  • Constant
    Availability

    A top deal team available 24/7.

  • Compounding
    Knowledge

    More data in, smarter outputs out.

  • More
    Capacity

    Scale AUM. Not headcount.

Security & sovereignty

Your data stays yours. Always.

Adam runs with zero data retention and never trains on your data. Your firm keeps full control, so your competitive advantage stays yours.

  • Zero data retention

    Nothing is stored beyond what your firm needs.

    • SOC 2

      Independently audited security controls.

    • Fully Auditable

      Trace every claim back to a source cell, formula or page.

  • Sovereign AI

    No training on client data. Full firm control.

The winners thrive, they adapt, and they grow, and the losers, they don’t.
David Golub, Co-Chief Executive Officer of Golub Capital
Trust Center

From the deal team

What used to take a week now takes 30 minutes.

  • F2 is the rare tool that actually delivers on the promise of efficiency. It accelerates our turnaround times while ensuring every underwriting file meets the same high standard.

    Alex ter Wee, Managing DirectorLive Oak Bank

  • We partnered with F2 because it recognizes that our proprietary knowledge is our most durable competitive advantage and should remain under our control, even as the underlying models evolve.

    David Golub, Co-CEOGolub Capital

See Adam adapt to your firm.

Onboard in 48 hours. Unlimited usage from day one.